Checking Accounts

It’s not a given that anyone can open a regular checking account. About 7.7% of American households, or almost 17 million people, are unbanked, and part of the reason involves having bad credit or poor banking histories. Making mistakes with a bank account, such as not paying overdraft fees, can …

Around 85% of banks use Chexsystems when you apply for a new checking account. And if you have been issued a negative score from ChexSystems, it makes getting a checking account incredibly difficult, if not impossible. Most of the banks that don’t use ChexSystems are limited to a single state …

It can seem hopeless when you have been issued a negative score from ChexSystems. It makes getting a checking account incredibly challenging if not impossible. Fortunately, we have done the legwork for you by maintaining a list of banks which DO NOT use ChexSystems. Here is an updated list of …

Are you tired of waiting in long lines, and dealing with too many fees and minimum requirements? Opening a checking account with an online bank could be your solution. Today, almost every bank offers online banking options, but did you know that there are banks that solely operate online, with …

Having a checking account has become a rite of passage in our society – in fact, it’s pretty hard to get by without one. When you open your first account, there are some things that you should know. In this article, we’ll provide a buyer’s guide and owner’s manual that …

If you apply for a checking account at a bank and your request is denied, then you have probably been blacklisted on the ChexSystems national consumer report database. Do not take this personally because 7% of American households are in the same boat you are in. However, the real problem …