Checking Accounts Archives | BankingNinja.com

The Best Second Chance Banks in the U.S.

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It’s not a given that anyone can open a regular checking account. About 7.7% of American households, or almost 17 million people, are unbanked, and part of the reason involves having bad credit or poor banking histories. Making mistakes with a bank account, such as not paying overdraft fees, can …

Denied A Bank Account? These Banks Want Your Business.

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The Best Non ChexSystems Banks. Guaranteed Approval. If you were recently denied a bank account, the bank may have told you it was based on a negative ChexSystems report. And since a huge portion of banks and credit unions use ChexSystems, it’s not like you can walk across the street …

Finding A Bank When You Have A Bad ChexSystems Report

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Were you recently denied a checking account? Did your bank contact you and tell you they closed your account? If either of these events happened to you, you were probably told it was based on a report from a company called ChexSystems. A huge percentage of banks and credit unions …

Here’s the Best Online Checking Accounts for 2019

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Are you tired of waiting in long lines, and dealing with too many fees and minimum requirements? Opening a checking account with an online bank could be your solution. Today, almost every bank offers online banking options, but did you know that there are banks that solely operate online, with …

Why Do I Need A Checking Account?

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Having a checking account has become a rite of passage in our society – in fact, it’s pretty hard to get by without one. When you open your first account, there are some things that you should know. In this article, we’ll provide a buyer’s guide and owner’s manual that …

Banks That Don’t Use ChexSystems

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If you apply for a checking account at a bank and your request is denied, then you have probably been blacklisted on the ChexSystems national consumer report database. Do not take this personally because 7% of American households are in the same boat you are in. However, the real problem …

Here’s The BEST No-ChexSystems Bank. No Credit Checks, No Minimums, No Monthly Fees, and a Free Visa Card!

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Around 85% of banks use Chexsystems when you apply for a new checking account. And if you have been issued a negative score from ChexSystems, it makes getting a checking account incredibly difficult, if not impossible. Most of the banks that don’t use ChexSystems are limited to a single state …